If you have gold ornaments, you are eligible for a loan from Rs 10,000 to Rs 1 lakh and above
Gold that is sitting idle can be transformed into cash. This asset can be used as security for a gold loan, which provides quick funds in exchange for your gold.
If you have gold ornaments, you are eligible for a loan from Rs 10,000 to Rs 1 lakh and above. The loan amount offered is based on the weight of your jewelry and is higher than that for any other collateral.
Gold loans also have low-interest rates because the borrower has to repay them in installments over a longer period compared to other loans.
You can get a loan in just 30 minutes.
Gold loans can be provided to customers who need funds for their medical emergency, education, or any other purpose. You can get a loan in just 30 minutes without visiting a bank branch or standing in a queue at the bank. You can also get a loan without having a bank account as the gold loan manager will come to your home and collect the gold. No need to submit any documents as no bank statements or income proof is required while applying for the gold loan.
EMI is available for all gold loans
- EMIs are available for all gold loans.
- For a loan amount of Rs 30,000 to Rs 1 lakh, you can make 3 equal monthly payments.
- For a loan amount above Rs 1 lakh, you can make 6 equal monthly payments.
Repayment Options for Gold Loans
- Interest is paid on a regular basis, and the principal is paid at the conclusion of the tenure.
- Interest is paid upfront, and the principal is paid back at the end of the tenure.
- Payments made on a monthly basis.
- Bullet Repayment.
It does not matter if you are working or unemployed for getting a gold loan
There is no need to worry if you are unemployed or working. We will not verify your income and we just need 2-3 days to complete the process. You can get a gold loan as low as Rs 50,000 up to 1 lakh and above at your home. All you have to do is fill out our online application form with all the required details about yourself like name, address, and phone number.
This will take only few minute of your time!
we will be able to give loans against gold without any income verification.
We will be able to give loans against gold without any income verification. If you have jewelry, then our Gold Loan is the best option for you as we do not require any collateral or employment proof for a loan against gold in Delhi. Our loans are easy to apply for and have fast approval with a minimum documentation process. You can also get a gold loan from our company without any problem. We provide 24 hours online application facility through which you can apply for a gold loan without visiting our office at any time of the day or night.
You can use your jewelry for personal goods.
You can use the gold you have for personal goods. For example, if you need money for a wedding or family function, you could use your gold to get it.
You can also use your gold as collateral against an existing loan. For example, if you already have a home loan from another bank and want to refinance at a lower rate, NBFC or bank will accept the same amount of gold as collateral and offer an interest-only personal loan at a lower rate which helps reduce your overall expenses.
The minimum amount available is Rs 5 lakh while the maximum amount available is Rs 1 crore (1 million). The interest rates depend on whether there are any other loans or liabilities linked with this particular asset and vary between 12% – 24%.
A gold loan may be the best option in the long run. Your gold can do more than to make you look and feel better. Why let it sit in the locker collecting dust when it can make you money and help you overcome any financial crunches.